Skimming : How It's Done! PDF Print E-mail

 

Skimming is invisible contact less identity theft and includes your RF (radio frequency) credit/debit cards, door access cards and employee badges.  After the signal has been stolen, an old or new RF card can be cloned with the stolen information and used without ever needing a credit check. 

Watch the video on how contact less skimming is done:

A “skimmer”, uses readily available equipment and programs for about $50, gets their antenna within range of your RFID info and within seconds, they can steal your data. Quicker than you can read this sentence, your data could be on its way to purchasing a laptop for somebody who just walked past you. You never lose your card. It never came out of your wallet. Because you still have your card, all still seems right with the world.

That guy sitting at the coffee shop by the door with his laptop could be skimming information from everybody who walks past. In hours, all your money can be cleaned out of your accounts, and your credit cards maxed out if you don’t have an Armadillo Dollar in your wallet guarding your personal data.

RFID lives in many things and can be in anything you possess including jeans and tennis shoes. Passports, credit and debit cards, contact less smart cards, door security cards and cards of all kinds carry these RF chips. Employee badges have RFID monitoring so employers can monitor your whereabouts during your shifts, and now with the REAL ID Act of 2005 initiated by our President and Congress allow them to monitor your where abouts at all times. 

The enterprising skimmer can not only STEAL your identity, but they can totally scramble your cards, reprogramming them with whatever data they choose!

Skimmers can even reprogram RFID chips in the supermarkets, and stores so the prices register cheaper at checkout.

Protect your identity, shield your money and guard your family.